About Union Bank of India

Union Bank of India Neral Branch is a trusted public sector bank located in Neral, Raigad district, Maharashtra. The branch offers a wide range of banking and financial services to individuals, businesses, students, and senior citizens. Customers can access savings and current accounts, fixed deposits, recurring deposits, personal loans, home loans, vehicle loans, internet banking, mobile banking, ATM services, and various digital banking facilities.

Union Bank of India is one of India’s leading Essential , Trusted public sector banks, known for its extensive branch network, secure banking services, and customer-focused approach. The Neral branch serves residents of Neral, Matheran, Karjat, and nearby villages, making everyday banking convenient and reliable.

Branch Address

Union Bank of India – Neral Branch

Neral, Taluka Karjat,
District Raigad,
Maharashtra – 410101

Customers are advised to verify the exact branch address on the official Union Bank website or by contacting the branch before visiting.

IFSC Code

The IFSC Code (Indian Financial System Code) is required for online fund transfers through NEFT, RTGS, and IMPS.

Purpose of IFSC Code:

• NEFT Transfers
• RTGS Transactions
• IMPS Payments
• Online Banking
• UPI-linked Bank Accounts

Always confirm the latest IFSC Code from the official Union Bank of India website or your bank passbook before making any transaction.

MICR Code

The MICR (Magnetic Ink Character Recognition) Code is used for cheque processing and banking transactions. Customers can find the MICR Code on their cheque book, passbook, or through the official Union Bank of India branch locator.

Branch Timings

The Union Bank of India Neral Branch generally follows standard banking hours.

Banking hours may change on public holidays and special occasions.

Services Offered

The Union Bank of India Neral Branch provides numerous banking services, including:

• Savings Account
• Current Account
• Fixed Deposit (FD)
• Recurring Deposit (RD)
• Personal Loan
• Home Loan
• Vehicle Loan
• Education Loan
• Gold Loan
• ATM & Debit Card
• Credit Card Services
• Internet Banking
• Mobile Banking
• UPI Services
• NEFT
• RTGS
• IMPS
• Demand Draft (DD)
• Cheque Book Facility
• Locker Facility (subject to availability)
• Pension Services
• Government Scheme Banking
• Aadhaar & PAN Linking
• Passbook Printing

Documents Required

Customers may need the following documents while opening an account or applying for banking services.

Identity Proof

• Aadhaar Card
• PAN Card
• Passport
• Voter ID
• Driving Licence

Address Proof

• Aadhaar Card
• Electricity Bill
• Water Bill
• Passport
• Rent Agreement

Passport Size Photographs

Recent passport-size photographs are generally required.

Additional documents may be requested depending on the banking service.

Nearby Landmarks

The Union Bank of India Neral Branch is conveniently located near several important places in Neral.

Nearby landmarks include:

• Neral Railway Station
• Neral Bus Stand
• Local Market
• Matheran Toy Train Station
• Schools and Colleges
• Government Offices
• Shopping Area
• Residential Societies

These landmarks make it easy for customers to locate the branch.

ATM Availability

The Union Bank of India Neral Branch provides ATM facilities for customers to withdraw cash and perform basic banking transactions.

ATM services include:

• Cash Withdrawal
• Balance Enquiry
• Mini Statement
• PIN Change
• Fund Transfer (where available)
• Debit Card Services

Customers can also use Union Bank debit cards at other bank ATMs across India.

Google Maps

Customers can easily locate the Union Bank of India Neral Branch using Google Maps by searching:

“Union Bank of India Neral Branch”

Google Maps helps customers with:

• Live Navigation
• Distance
• Traffic Updates
• Parking Information
• Nearby Businesses

Customer Care

For any banking-related assistance, customers can contact Union Bank of India through its official customer support channels.

Customer support is available for:

• Account Enquiries
• Internet Banking Issues
• Debit Card Blocking
• Credit Card Support
• Loan Information
• Complaint Registration
• ATM Issues
• Mobile Banking Assistance

Customers may also visit the branch during banking hours for personalized assistance.

Frequently Asked Questions (FAQs)

Where is Union Bank of India Neral Branch located?

The branch is located in Neral, Raigad district, Maharashtra, PIN Code 410101.

What are the banking hours?

The branch generally operates from 10:00 AM to 4:00 PM, Monday to Friday and on the 1st, 3rd, and 5th Saturdays.

Does the branch provide ATM facilities?

Yes. Customers can access ATM services for cash withdrawal, balance enquiry, and other basic banking transactions.

Can I transfer money using this branch?

Yes. The branch supports NEFT, RTGS, IMPS, UPI, and internet banking services.

What documents are required to open a bank account?

Generally, customers need identity proof, address proof, PAN card, Aadhaar card, and passport-size photographs.

Does the branch provide loan services?

Yes. The branch offers home loans, personal loans, education loans, vehicle loans, and other banking products, subject to eligibility.

NEFT, RTGS and IMPS Services

The Union Bank of India Neral Branch offers secure and fast electronic fund transfer services, including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). These facilities enable customers to transfer money conveniently to bank accounts across India.

NEFT (National Electronic Funds Transfer)

NEFT is suitable for transferring funds of any amount to another bank account. Transactions are processed in batches and are ideal for routine payments.

RTGS (Real Time Gross Settlement)

RTGS is designed for high-value transactions, typically above the minimum limit prescribed by the Reserve Bank of India. Funds are transferred individually in real time, making it a preferred option for urgent, high-value payments.

IMPS (Immediate Payment Service)

IMPS allows customers to transfer money instantly 24×7, including weekends and public holidays. It is widely used for quick and secure fund transfers through internet banking and mobile banking.

Customers should use the correct IFSC Code of the Union Bank of India Neral Branch while making NEFT, RTGS, or IMPS transactions to ensure successful fund transfers.

Online Banking Facilities

The Union Bank of India Neral Branch provides modern digital banking services that allow customers to manage their finances from anywhere. These online banking facilities offer convenience, security, and round-the-clock access to banking services.

Customers can enjoy:

• Internet Banking
• Mobile Banking
• UPI Payments
• Online Fund Transfers (NEFT, RTGS & IMPS)
• Balance Enquiry
• Mini Statement
• Online Fixed Deposit Opening
• Utility Bill Payments
• Recharge Services
• Debit Card Management
• Cheque Book Request
• Stop Cheque Payment
• Online Loan Information
• Account Statement Download

These services help customers perform banking transactions without visiting the branch, saving both time and effort.

How to Reach the Branch

The Union Bank of India Neral Branch is conveniently located in Neral, Raigad, Maharashtra (PIN Code 410101) and is easily accessible by road and rail.

By Train

The branch is located close to Neral Railway Station, which is connected to Mumbai, Karjat, and Pune via the Central Railway network.

By Road

Customers can reach the branch through the Mumbai–Pune Highway and other major roads connecting Neral with Karjat, Badlapur, Matheran, and nearby towns.

By Bus

Regular MSRTC and local bus services operate to Neral Bus Stand, from where the branch can be reached within a short distance.

Nearby Landmarks

• Neral Railway Station
• Neral Bus Stand
• Matheran Toy Train Station
• Local Market
• Educational Institutions
• Government Offices

Customers can also use Google Maps by searching “Union Bank of India Neral Branch” for accurate directions and live navigation.

Benefits of Banking with Union Bank of India

Choosing the Union Bank of India Neral Branch offers several advantages for individuals, families, students, senior citizens, and businesses.

Key Benefits

• Trusted public sector bank with a strong reputation
• Safe and secure banking services
• Convenient branch location in Neral
• Easy access to ATM facilities
• Comprehensive digital banking services
• Quick NEFT, RTGS, and IMPS fund transfers
• Savings, Current, FD, and RD account options
• Personal, Home, Education, Vehicle, and Gold Loans
• Experienced and customer-friendly banking staff
• Secure Internet and Mobile Banking
• UPI and QR Code payment support
• Government scheme and pension services
• Aadhaar and PAN linking assistance
• Nationwide branch and ATM network

Whether you need everyday banking, investment solutions, or financial assistance, the Union Bank of India Neral Branch provides reliable, secure, and customer-focused services to meet a wide range of banking needs.

Conclusion

The Union Bank of India Neral Branch is a reliable banking destination for residents of Neral and nearby areas in Raigad district. Whether you need to open a savings account, apply for a loan, transfer funds through NEFT, RTGS, or IMPS, or use digital banking services, the branch provides comprehensive banking solutions under one roof. With convenient banking hours, ATM facilities, experienced staff, and a customer-friendly approach, the Union Bank of India Neral Branch continues to meet the financial needs of individuals, families, and businesses. Before visiting, it is recommended to confirm the latest branch details, timings, and banking information through the official Union Bank of India website or by contacting the branch directly.